Credit Risk Expert

Job ID: 1561
Job Country: Estonia
Job City: Tallinn

We are looking for you, who has knowledge and experience of credit risk and deep understanding of reporting and office systems. This is an opportunity for you to be part of a great and skilled team focusing on credit control within credit control 2LoD.

At Nordea, we see that the world is changing fast – and we want to be one step ahead of the curve. That’s why we’re deeply committed to providing the financial solutions of tomorrow to our customers. We’re creating an agile environment where we experiment and grow together – and we need your ideas and unique background. With us, you’ll be in good company with a chance to make your mark on something bigger.

About this opportunity

Credit Monitoring and Control, Retail (CMC)/ Credit Monitoring Estonia in 2LoD consists of risk expert professionals who actively take ownership over their assigned tasks and execute on them. We share information with each other and our stakeholders and make our assessments in a transparent way, always based on facts. We are based in four Nordic countries and in Estonia.

We are responsible for controlling and monitoring the credit risk as well as the quality of the credit processes applied by 1st Line of Defence and their compliance with the credit risk framework in Personal Banking, Private Banking, Business Banking Direct and Nordea Finance.

The credit controlling and monitoring activities are performed in accordance with the operating model, yearly risk assessment and control planning.

What you will be doing:

Take responsibilities that the credit control reports are done according to the goal, well in time and with high quality
Take responsibility to develop current reporting tools
Deliver balanced, focused and user friendly credit controlling reports to ensure that business units have a satisfactory overview of risks enabling them to implement adequate actions
​Participate in Group Credit Control activities and ad hoc tasks, when needed and in various projects to develop and improve methods and working tools.
Control and monitor the credit process and credit quality to detect areas for improvements and to ensure alignment with internal requirements including analyse of rating distributions and migrations to detect areas for improvement
Build and maintain a network of relevant stakeholders within Nordea
The team is based in Estonia and there is a lot of cross border Nordic co-operation

Who you are

Collaboration. Ownership. Passion. Courage. These are the values that guide us in being at our best – and that we imagine you share with us.

To make an impact as a credit controller, you:

Are a flexible team player who is able to work both independently and in cooperation with others, with the drive to achieve high quality deliveries
Have an analytical and structured way of working and you apply sound judgement in your work
Communicate in a clear easy reading way, understandable for the stakeholders
Continuously update knowledge with new developments and new legislation within field of expertise to make sure credit risk reporting is done correct

Your profile and background:

Bachelor’s or Master’s degree within a relevant area
You have good knowledge about the credit risk processes and financing
Strong English language communication skills (oral and written)
It would be advantage if you have experience in Data Governance and Data Visualisation Tools
Expert User Microsoft Office Package (especially excel)
Any Nordic language skill is an advantage
Excellent collaborative skills and strong written and spoken communication skills, ability to communicate effectively with senior professionals
High ethical standards with demonstrated integrity, tact and diplomacy
You have an analytical and structured way of working and you apply sound judgment in your work

If this sounds like you, get in touch!

Next steps

Submit your application no later than 26/08/2021. For more information, you’re welcome to contact Ivika Pääsuke-Kästik, Team Leader of Credit Monitoring Estonia, ivika.paasuke-kastik@nordea.com

At Nordea, we know that an inclusive workplace is a sustainable workplace. We deeply believe that our diverse backgrounds, experiences, characteristics and traits make us better at serving customers and communities. So please come as you are.

Please be aware that any applications or CVs coming through email or direct messages will not be accepted or considered.